Mortgage Education
Mortgage Guides & Resources
Expert advice to help you make informed decisions. From first-time buying to remortgaging and investment properties.
The Ultimate First-Time Buyer Guide
Everything you need to know about buying your first home, from saving your deposit to picking up the keys. Our comprehensive guide covers the entire process step by step.
First Time Buyers
Complete Guide to Buying Your First Home
Everything you need to know from saving your deposit to picking up the keys.
10 min readHow Much Deposit Do You Need?
Understanding deposit requirements and how to maximise your options.
5 min readUnderstanding Stamp Duty for First Time Buyers
First time buyer stamp duty relief and how to calculate what you'll pay.
6 min readFirst Time Buyer Schemes Explained
Shared Ownership, Help to Buy, and other schemes to help you get on the ladder.
8 min readRemortgaging
When Should You Remortgage?
Signs it's time to switch and how to avoid costly SVR rates.
7 min readHow to Remortgage: Step by Step Guide
The complete process from application to completion.
12 min readRemortgaging to Release Equity
How to access your home's value for improvements or other purposes.
6 min readProduct Transfer vs Remortgage
Which option is right for you when your deal ends?
5 min readBuy To Let
Getting Started as a Landlord
Everything you need to know before buying your first investment property.
15 min readBuy To Let Tax Guide
Stamp duty surcharges, income tax, and tax-efficient ownership structures.
10 min readHMO Mortgages Explained
Higher yields with Houses of Multiple Occupation.
8 min readLimited Company Buy To Let
Is an SPV structure right for your portfolio?
9 min readMortgage Types
Fixed Rate vs Tracker Mortgages
Understanding the pros and cons of each type.
7 min readInterest Only Mortgages Explained
When they make sense and the repayment strategies you need.
6 min readOffset Mortgages: Are They Worth It?
Using your savings to reduce mortgage interest.
8 min readUnderstanding Mortgage Rates
How rates are set and what affects your personal rate.
5 min readBad Credit
Getting a Mortgage with Bad Credit
Your options when you have credit issues.
10 min readCCJ Mortgages Explained
How CCJs affect your application and what lenders accept them.
7 min readMortgages After Bankruptcy
Timelines and options after discharge.
8 min readImproving Your Credit Score
Practical steps to boost your score before applying.
6 min readHow to Improve Your Credit Score Fast
Quick wins and practical steps to boost your credit score before a mortgage application.
8 min read