Bank of England base rate at 4.5% — Lock in your new rate before it changes14 days left this month
Savings Calculator
See What You Could Save
Many clients are shocked by how much they're overpaying. Check your numbers:
Don't Wait
Why You Need to Act Now
Rates Are Volatile
Bank of England rates have changed 6 times in the past 2 years. Locking in now protects you.
Lock In 6 Months Early
We can secure your rate now, even if your deal doesn't end for months. No risk, all upside.
SVR Costs Are Brutal
Standard Variable Rates are typically 7%+. Every month you delay could cost you hundreds.
We Work Fast
Most product transfers complete within 48 hours. We handle all the paperwork.
Simple Process
How It Works
We've helped thousands of homeowners. Here's how easy it is:
Tell Us About Your Mortgage
2-minute form. We just need the basics.
2 minsWe Review Your Options
We check your lender AND 90+ others.
Same dayGet Your Recommendation
Clear advice on the best option for you.
Within 24hrsWe Handle Everything
Paperwork, lender calls, completion. Done.
48hrs typicalClient Results
Real Savings from Real Clients
"I was going to just accept what Halifax offered me, but Apply Wise found me a rate 0.8% lower. That's saving me £187 every month."
"My fixed rate was ending and I was dreading it. They sorted everything - even got me a better deal than my lender was offering direct."
"Absolutely brilliant service. No fee for staying with my lender, and they still checked I wasn't missing a better deal elsewhere."
Know Your Options
Product Transfer vs Remortgage
Not sure which is right for you? Here's the breakdown:
Not sure which is better? We'll check both and tell you honestly.
Transparent Pricing
Our Fees
If you stay with your current lender, we don't charge a fee. Simple.
If switching lender is better for you, our fee is clear upfront.
We receive commission from lenders. Always explained before you proceed.
Common Questions
FAQs
A product transfer means switching to a new deal with your existing lender. We will also assess whether remortgaging to another lender may be more suitable based on your circumstances.
Apply Wise Financial Limited is an Appointed Representative of Scott & Goose LLP, which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 661183.
Your home may be repossessed if you do not keep up repayments on your mortgage.