FAQs

Frequently Asked Questions

Borrowing capacity Deposit requirements Declined applications Self-employed income Fees Nationwide coverage

Below are answers to common queries we receive from clients across England & Wales.

FAQs

Do You Charge a Fee?

Yes, we charge a professional fee for arranging your mortgage. This is capped at £695 and structured in stages as your case progresses. Your initial case review and strategy discussion are provided free of charge and without obligation.

Can I Get a Mortgage If I’ve Been Declined?

Being declined does not automatically mean you cannot secure a mortgage. Different lenders assess risk differently. This is reviewed during your initial case assessment.

Do You Only Deal With Complex Cases?

No. While we specialise in complex and previously declined applications, we advise across the full mortgage market.

No. While we specialise in complex and previously declined applications, we advise across the full mortgage market.

Yes. We are happy to answer initial questions during your free case review so you can understand your position before making any commitment.