Income structure does not prevent approval — incorrect lender selection does.
It is not about whether you are self-employed — it is how your income is structured and assessed.
Your initial case review is free of charge and without obligation. We’ll assess your income structure and explain what is realistically achievable before any application is made.
Lenders may assess salary + dividends, net profit or retained profits.
Income assessed via SA302s and tax overviews.
Some lenders annualize day rates rather than using net income alone.
One Year Accounts
Your initial case review is free of charge and without obligation. We’ll assess your income structure and explain what is realistically achievable before any application is made.